If you are planning to die within the next two years, the estate tax law is a definite improvement. Everyone else needs a contingency plan. I, and all other estate planners who work with high-net worth families, have been analyzing the new Estate Tax law.  Unfortunately the new law is again only a temporary thing, …

I’ll spare you the stories, but needless to say: I’ve seen so many otherwise-loving and wise parents somehow forget to ready their children for the financial realities of adult life. Instead, they simply hand them credit cards, pack up their cars and head to school. I’ll go out on a limb here, but I believe …