Financial independence training is a short-term pain, for a long term gain. Because “untrained” college students are sitting ducks for unscrupulous financial service companies and their own lack of financial sense. So, with that in mind, here are some off-the-cuff guardrails to consider for your son or daughter entering, or continuing on through college… 1. …

Social Security benefits can represent a big stack of cash. A typical monthly benefit of $2,200 has a present value of well over $500,000.00! So, despite the fact that it seems like an easy decision, you need to consider all your Social Security options carefully to avoid making a costly mistake. Like all government law, …

Earthquakes, hurricanes, and … homeownership? Well, the first two have left us in a mixture of annoyance, grief (there has been real tragedy in the wake of Irene, I must say), and a growing cynicism over crisis alarms. And well, the last issue — perhaps I threw it in so I could segue into what …